Loan Programs

Qualify borrowers based on Bank Statements, P&L, or go full-doc (W2 & Tax Returns)
- Max Loan Amount $4MM
- Min. FICO 620
- Max LTV: 90%

Qualify borrowers based on rental income, not employment verification or U.S. tax returns.
- Min. FICO 640
- Max Loan Amount $3.5MM
- DSCR ≥ 1.00 option available
- Max Cash-In-Hand: Unlimited

Borrowers retain their low first mortgage rate while accessing equity through a fixed-rate second loan. 12-month Bank statement (Business or personal, 1099, standard doc.
- 90 % Max CLTV
- Min. Loan $75,000
- Max Loan $500,000
- Min. FICO 680